Federal Direct Loan Information Page

Effective July 1, 2012 new Federal Dirtect Stafford loan regulations will allow only Federal Direct Stafford UNSUBSIDIZED loans to graduate and professional students.

As a result of legislation enacted in July 2012, eligibility for the Direct Loan interest subsidy will be limited for new borrowers on or after July 1, 2013. The law restricts the period of time for which a borrower may receive subsidized loans, in the aggregate, to 150 percent of the published length of the student’s current educational program. Once the student reaches that limit, he or she may borrow only unsubsidized loans, and interest begins to accrue on the student’s outstanding subsidized loan.

For additional information please visit the link below:

Limitation on Direct Subsidized Loan Eligibility for First-Time Borrowers

Direct Subsidized


Undergraduate and credential students with a financial need.

Loan Maximum:

$23,000 for undergraduate and credential students.

Required Forms:

Interest Rate

Federal Student Loan Interest Rate

Repayment Information:

If you are attending school at least half-time, you have six months after you graduate, leave school, or drop below half-time status before you must begin repayment. If you are attending less than half-time, check with the school to find out how long your grace period will be.