Benefits

The deadline for enrollment in benefits is 60 calendar days from the date of hire. If the deadline is missed, employees may enroll in health insurance after a 90-day waiting period under the Health Care Portability and Accountability Act (HIPPA), or during the annual open enrollment period with coverage effective the following January 1. Adding or deleting eligible family members may be done during a qualifying Family Status change or during the open enrollment period. The medical plans are administered by the California Public Employees Retirement System (CalPERS). No dual enrollment or split enrollments are allowed.

Dependents (Click Here)

Health/Dental Plan Enrollment

The Benefits Worksheet must be completed along with appropriate documents/information required and returned (hand delivered is preferred) to the Human Resources Office, Joyal Administration Building, Room 211 on or before the 60-day time limit. The effective date of enrollment is the first of the following month that the Benefit Worksheet is received in the Human Resources Office.

Monthly plan premium costs are shared by the CSU and the employee. Employee contribution rates vary depending on the plan selected and the number of dependents enrolled. It is essential to evaluate each plan against your personal and family needs prior to making a selection.

Vision Plan Enrollment

Eligible employees will automatically be enrolled in the vision plan. The CSU covers the premium for the employee and any dependents. The provider is Vision Service Plan (VSP). Generally, the effective date of enrollment is the first of the following month of the employees eligible hire date.

FlexCash Plan Enrollment

Employees who have a non-CSU health and/or a non-CSU/state sponsored dental coverage can elect to participate in the FlexCash plan to obtain cash in lieu of CSU coverage. The Benefits Worksheet form must be completed along with appropriate documents/information required and returned (hand delivered is preferred) to the Human Resources Office, Joyal Administration Building, Room 211 on or before the 60-day time limit. Proof of alternate non-CSU insurance coverage is required. This money is taxable income.

  • Waive Medical and Dental $140
  • Waive Medical Only $128
  • Waive Dental Only $12

What you should consider before enrolling into the FlexCash Program:

  • Medical and dental needs are adequately met through other non-CSU insurance Coverage
  • Cash payment stipends are considered taxable income
  • Enrollment in the program waives medical and/or dental continuation rights to a surviving spouse in the event of an employee s death
  • Enrollment in the program waives the Consolidated Omnibus Budget Reconciliation Act (COBRA) continuation rights in the event the employee is terminated or otherwise loses eligibility for benefits
  • Employees retiring while enrolled in the FlexCash Program will have 30 days following retirement to enroll in any PERS medical and or CSU dental plan. Please contact Human Resources regarding enrollment prior to retirement
  • Employees who lose their other non-CSU coverage while on the FlexCash Plan will have the opportunity to enroll in a medical and/or dental plan with proof of loss of coverage within 60 days of loss of coverage

The FlexCash Enrollment Form must be completed and returned with the Benefits Worksheet form and proof of alternate coverage (hand delivered is preferred) to Human Resources Office, Joyal Administration Building, Room 211 on or before the 60-day time limit. The effective date of enrollment will be given at the time the FlexCash Enrollment Form is received in the Human Resources Office.

Tax Advantage Premium Plan (TAPP) Enrollment

Employees electing health coverage through the CSU are automatically enrolled in the Tax Advantage Premium Plan (TAPP), which allows them to pay the employee part of the premium with pre-tax dollars. This will reduce the amount of federal, state and FICA taxes. There is an administrative charge of $.17 per month to participate. To decline enrollment in the Tax Advantage Premium Plan (TAPP) the Non-Participating Tax Advantage Premium Plan (TAPP) Form must be completed and returned to the Human Resources Office, Joyal Administration Building, Room 211.

Basic Life/AD&D Insurance & Long Term Disability (LTD) Enrollment

Eligible employees will automatically be enrolled in these plans based on their bargaining unit. The CSU covers the premium for these plans. Generally, the effective date of enrollment is the first of the following month of the employee s eligible hire date.

For information pertaining to eligibility & coverage amounts:

  • Basic Life/AD&D
  • Long Term Disability (LTD)

Flexible Spending Plan Enrollment

All benefit eligible employees are able to participate in the Health Care Reimbursement Account and Dependent Care Reimbursement Account. An employee has 60 days from the date of hire to enroll in these plans. If this period is missed, the employee must enroll during the annual Open Enrollment period. Continued participation in this program requires the employee to re-enroll each year during the Open Enrollment period for the following calendar year.

The DEPENDENT CARE/HEALTH CARE REIMBURSEMENT ACCOUNT PLANS ENROLLMENT AUTHORIZATION form must be completed, initialed, signed and returned (hand delivered is preferred) to the Human Resources Office, Joyal Administration Building, Room 211 on or before the 60-day time limit. The effective date of enrollment will be given at the time the Health Care Reimbursement Account Enrollment Form is received in the Human Resources Office.

The minimum monthly deduction is $20.00, and the maximum is $416.66, for a total of $5,000 per calendar year. A claim form must be submitted, with supporting documentation, to ASI, the third party administrator, for reimbursement. Deduction calculations must be done carefully, as money which is not spent by the end of the calendar year is not rolled into the next year. There is a minimal monthly after-tax administrative fee charged for each account.

  • The Health Care Reimbursement Account allows employees to pay for eligible health and dental expenses not covered by their insurance with pretax dollars for themselves and their dependents.
  • The Dependent Care Reimbursement Account allows employees to pay for day care expenses for children under 13, or an incapacitated spouse or other dependent adult who lives with the employee.

Pre-Tax Parking Deduction Plan Enrollment

Payment for Fresno State parking is deducted from the employee s pay warrant prior to federal, state, Social Security, and Medicare taxes being calculated. Employees are automatically enrolled in the Pre-Tax Parking Deduction Plan, unless they choose not to do so. To cancel the Pre-Tax parking deduction from your pay warrant the Pre-Tax Parking Cancellation form must be completed and returned (hand delivered is preferred) to Human Resources Office, Joyal Administration Building, Room 211. Employees that are not eligible for parking through payroll deduction are not eligible to participate in the Pre-Tax Parking Deduction Plan.