J-1 Exchange Visitor's Health Insurance
J-1 scholars are required to maintain health insurance for themselves and any J-2 dependents throughout their J-1 exchange visitor program in the U.S. Failure to maintain such health insurance while in the United States will be considered a violation of J-1 status and may lead to termination of the J-1’s legal status. The requirements for health insurance that are outlined below summarize the requirements defined by U.S. federal regulations. These are the minimum requirements for each J-1 scholar and J-2 dependent. Based on current medical costs, a minimum coverage of $300,000 per illness/injury is strongly recommended.
- Medical benefits per accident or illness of at least: $100,000 minimum
- Repatriation of Remains: $25,000
- Expenses related to Medical Evacuation: $50,000
- Deductible per accident or illness not to exceed $500
- The insurance must cover “pre-existing conditions” after a reasonable waiting period
Purchasing Health Insurance Plan through Fresno State:
- When checking in with International Office upon arrival, J-1 visiting scholars are required to purchase health insurance through Fresno State, which fulfills Department of State requirements. The monthly rate of J-1 insurance is around $, subject to change without further notifications.